Specialized Investments Group, Inc., d/b/a 529 Solutions ("529 Solutions"), provide this site solely for the convenience and authorized use of our clients and other interested parties. Please read this information carefully. By using this web site you are representing that you understand and accept our terms and conditions. The following terms and conditions are a binding agreement between you and 529 Solutions and Specialized Investments Group, Inc., and your further use of this Site constitutes your agreement that you understand and accept these terms and conditions.

Privacy

Our privacy policy describes our commitment to provide you with competent and courteous customer service, while keeping your information secure in the process. Please review our Privacy Statement.

Users and Jurisdictions

The services of 529 Solutions, the products described on this site, and information that is part of this site is published in the United States and are intended to be used only by residents of the United States. The information contained on this site is for information purposes only and shall not constitute or be considered as a solicitation or an offer to buy or sell any securities or other financial instruments. This site is not intended for use by any person under the age of 13 or any resident of the state of Maine. Use of this site by any user constitutes a representation that the user is age 13 or older and resides in the United States and is not a resident of the state of Maine.

Authorization

Your authorization to access or use the 529 Solutions web site (the "Site") is conditioned on all of the following: (1) you will use this Site only in accordance with these terms and conditions, (2) any information or data you provide is true and accurate, to the best of your knowledge and belief, (3) you will not access or use the Site, or any part of it, outside the authorization provided to you or in any way that interferes with or limits proper use of the Site by any other person, (4) you will make reasonable efforts to keep secure any password or other account authentication information (collectively, "Security Mechanism") provided connection with the Site, and you are responsible for the use of any Security Mechanism provided to you, and (5) you understand that the Site, or your access and use of it, may be altered or discontinued at any time.

Disclaimer

Information and data contained on our web site, 529solutions.com, are subject to applicable statutes and regulations and is provided "AS IS". We provide no warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, unauthorized access or alteration. Use of this site and services is at your own risk. Although the information provided on this site is obtained and/or compiled from sources we believe to be reliable, we cannot and do not guarantee the accuracy, timeliness or completeness of any information made available on this web site. We shall not be liable for any damages or injury of any kind alleged to have occurred, without limitation, by any performance, failure of performance, error, omission, deletion, interruption, defect, computer virus, communication line failure or delays which may have been incurred by using or relying on information obtained from our web site, regardless of the purpose. All securities transactions are conducted through the registered broker/dealer Centennial Capital Management Inc., a member of the NASD/SIPC and MSRB. Accounts are established based on representations by you and signed written agreements. Accounts cannot be established without your signature on required documents.

Copyright

Applicable copyright laws protect the contents of this web site. Except as expressly permitted by us, no permission is granted to copy, distribute, modify, reproduce, republish, post, upload, or transmit any materials from our web site, including text, graphics, software code, user interface or logos of any kind.
Copyright 2001 by Specialized Investments Group, Inc., d/b/a 529 Solutions. All rights reserved.

Notice of Copyright Infringement Claim

We respect the intellectual property of others, and we ask our users to do the same. If you believe that your work has been copied and is accessible on the Site in a way that constitutes copyright infringement, you may notify us by providing us a written notice that includes the following information:
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest.
- A description of the copyrighted work that you claim has been infringed, including the URL (i.e., Web page address) of the location where the copyrighted work exists or a copy of the copyrighted work.
- Identification of the URL or other specific location on the Site where the material that you claim is infringing is located.
- Your address, telephone number, and email address.
- A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
- A statement by you, made under penalty of perjury, that all information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
- You should send your notice of copyright infringement concerning the Site to the following address:

Specialized Investments Group, Inc. P.O. Box 31645 Raleigh, NC 27622 Attn: Robert G. Shipley, Jr., Pres. p. 919-791-0607 f. 919-791-0885 bshipley@529solutions.com

Trademark

"529 Solutions," and "529solutions.com" are the marks and/or service marks of Specialized Investments Group, Inc., and should not be used or copied without prior permission. The mark "BabyMint" is the property of BabyMint, Inc., and is used with permission. All other marks are the property of their respective owners.

Information

The information provided on this Site is made available for your personal use only, in accordance with these terms and conditions, and further distribution or use for any other purpose is not authorized. In addition, information provided on this site is not intended for distribution to, or use by, any person in any jurisdiction where such use or distribution would be unlawful under the securities laws or regulation of such jurisdiction. Financial Advisors are registered representatives of Centennial Capital Management, Member NASD/SIPC and MSRB. System response and account access times may vary due to several factors, including volume of site and Internet traffic, your modem connect speed, system performance among other factors.

Use of Links to Other Web Sites

Links to other sites are provided for your convenience only. Should the user leave the 529solutions.com site to view content that is not provided by us, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by 529 Solutions, Specialized Investments Group, Inc. or Centennial Capital Management, Inc. A link to another web site is not an endorsement of the site, their services, or its sponsoring organization. We are not responsible for the content or use of any third-party web site and shall have no liability of any type for (but not limited to) the service, information, content of such sites, and have no responsibility for any damages or losses that may be alleged to have occurred from linking to such other web sites.